Some homeowners are required by their lender to carry flood insurance if they are in a high risk zone. But most people in low risk areas are not, and even those who are at high risk don't all carry insurance.
According to the 2010 Census, there are more than 1,100,000 households in
When these unexpected floods happen, a lot of people who thought they didn’t have to worry end up completely out of luck...not to mention out of A LOT of money.
Because, while this little guy might feel at home living in the water, I sort of doubt you will.